Legal

Terms of service

Last updated November 11, 2026. Version 4.0.

1. Agreement to these Terms

These Terms of Service ("Terms") are a legally binding agreement between you, personally or on behalf of a business you represent ("you"), and iAlphas.com ("iAlphas", "we", "us", "our"). They govern your access to and use of ialphas.com and any related page, form, email or service we operate under the iAlphas name (the "Site") and the Services described in section 4. By using the Site, submitting a form, or signing up for a Service, you agree to these Terms. If you do not agree, do not use the Site.

Our Privacy Policy, and any agreement or program terms we send you in writing, are part of these Terms.

2. Who operates iAlphas

iAlphas is operated by iAlphas.com. Contact: [email protected].

3. Eligibility

You must be at least 18 years old and able to form a binding contract. If you use the Site for a business, you confirm you have authority to bind it. The information you give us must be accurate and current.

4. What iAlphas provides

iAlphas provides Technology Solutions for the SI era: AI and SI (Super Intelligence) audit, integration, build, and ongoing services delivered as discrete engagements (together, the "Services"), and a referral program. Engagements include an AI Solutions Audit, an Integration Sprint, an Elite Retainer, Enterprise work, and any other engagement set out in a written proposal, statement of work or agreement (an "Engagement Agreement"). The Engagement Agreement controls scope, price, term and deliverables. If it conflicts with these Terms, the Engagement Agreement controls for that engagement, except that sections 17, 20, 23 and 24 of these Terms and any right you have under consumer protection law always apply.

Some Services are delivered with or through third party providers, for example payment processors, hosting providers and model providers ("Partner Providers"). Where a Partner Provider delivers a product or capability, it does so under its own terms, which we will identify to you before you sign up. iAlphas does not hold, transmit or move your money, does not lend, and is not a bank unless an Engagement Agreement says otherwise and the law allows.

Some work may be done by AI agents under human review. We tell you when an AI agent, not a person, is doing the work. AI and SI outputs can be wrong; you remain responsible for decisions you make with them.

5. Business use

The Services are offered to businesses and the people acting for them. By using the Site to request Services you confirm you are acting for a business and have authority to do so.

6. Prices, payment, renewal and cancellation

Prices are stated in your Engagement Agreement. Prices shown on the Site may be held, illustrative or a display baseline until they are confirmed in your Engagement Agreement; the Engagement Agreement controls. If an Engagement Agreement uses a contingency or performance based fee, that fee is calculated only as the Engagement Agreement defines it. If an Engagement Agreement renews automatically, it states the renewal term, the price, the billing date and how to cancel, and we send a reminder before renewal where the law requires. You can cancel a renewing engagement by email to [email protected], effective as the Engagement Agreement states. When online payment opens, card payments are handled by our payment processor on its own secure page. We never ask for card or bank details by email reply, text or phone.

7. Refunds

Fees are non-refundable except for charges made in error, as stated in your Engagement Agreement, or where the law requires a refund.

8. Pay Any-Day (parked page)

If Pay Any-Day appears on the Site, the following applies. Pay Any-Day is not a primary Service. It is a benefit an eligible employer may offer through a third party earned wage access provider. iAlphas introduces the benefit to employers. The provider, not iAlphas, sets eligibility, fees, limits and repayment, and provides the product under its own terms and disclosures. iAlphas does not advance funds or collect repayment.

9. Referral Program

  1. Who can join. You must be 18 or older and live where the program is lawful.
  2. Reward. You may earn $50 for each successful recommendation, which means a business you introduce that signs an Engagement Agreement with iAlphas and pays its first invoice within the referral window we publish at the time (currently 180 days), and that was not already in contact with us. One reward per referred business.
  3. Payment. We confirm each reward in writing and pay it within the payout period we publish at the time (currently 30 days) after it is earned. Before the first payout we ask for a tax form (Form W-9 for US persons). You are responsible for taxes on your rewards.
  4. Permission. Only refer people who are happy for you to share their contact details with us. We contact a referred person only to introduce our Services, and we stop if they ask.
  5. Disclosure. If you recommend us publicly, say you may earn a reward: "I may earn a referral reward from iAlphas if you work with them."
  6. What you may not do. No spam, no texting or auto-dialing without prior express written consent, no claims about ROI, outcomes, savings, revenue, time saved, tax results or income that we have not supplied in writing, and no self-referrals.
  7. Changes. We may change or end the program with 30 days notice. Rewards already earned are paid.
  8. Not employment. You are not an employee, agent or partner of iAlphas.

10. Not advice

Nothing on the Site is legal, tax, accounting, investment, financial or guaranteed results advice for your situation. AI and SI outputs can be wrong; you remain responsible for decisions you make with them. We do not promise particular savings, revenue, time saved or business outcomes. Eligibility for any third party credit, incentive or program is decided by that program, not by us. Engagements are delivered under an Engagement Agreement.

11. Confidentiality

We keep business information you share under an Engagement Agreement confidential and use it only to deliver the Services, unless you agree otherwise in writing or the law requires disclosure.

12. Your responsibilities

You confirm you have the right to share the business, systems, workflow, credential and contact information you give us, that it is accurate, and that you will tell your employees or contacts what they need to know about it where the law requires.

13. Accounts and security

If we give you an account or sign in, keep your login details confidential and tell us promptly at [email protected] if you think your account has been used without permission. We may refuse or change a username that is misleading or infringes someone else's rights.

14. Acceptable use

You may use the Site only for lawful purposes and as these Terms allow. You may not:

  1. scrape, copy or compile Site content or data without our written permission;
  2. trick, defraud or mislead us or other users, or try to obtain account information;
  3. bypass or interfere with security features or any access limit;
  4. upload malware or anything that disrupts or burdens the Site or its networks;
  5. use bots, scripts or data mining tools except standard search engine crawlers that follow our robots file;
  6. impersonate anyone, or submit someone else's details without their permission;
  7. use the Site to send spam, or to harass, abuse or harm anyone;
  8. copy, decompile or reverse engineer the Site software, except as the law allows;
  9. remove any copyright or other notice;
  10. use the Site in a way that breaks any law or these Terms.

15. Your content, submissions and reviews

You keep ownership of what you send us ("Your Content"). You give us a non-exclusive license to use Your Content only to run the Site, provide the Services you ask for, and meet our legal duties, as our Privacy Policy describes. We do not publish Your Content, or use your name or likeness in marketing, without your separate written permission. Feedback you choose to give us about the Site may be used by us without payment to you. If we invite reviews, they must reflect your honest experience, and you must disclose any connection to us. We do not pay for, edit or filter reviews to favor us.

16. Intellectual property

The Site, its design, text, graphics, logos and software are owned by or licensed to us and are protected by intellectual property laws. iAlphas names and logos are our trademarks. We give you a limited, revocable, non-transferable right to view and use the Site for its intended purpose. Materials we prepare for you under a written agreement are governed by that agreement.

17. No results or earnings promises

Results depend on your business, your market and your effort, and they vary. We do not promise revenue, income, profit, savings, time saved, valuation, growth or any other result, and no example on the Site is a typical result. Nothing on the Site is an offer of a business opportunity or an investment.

18. Third party sites and services

The Site may link to or load services we do not control (for example a payment page or an embedded video). Their own terms and privacy policies apply. We are not responsible for them, and a link is not an endorsement.

19. Disclaimers

TO THE EXTENT THE LAW ALLOWS, THE SITE IS PROVIDED "AS IS" AND "AS AVAILABLE", AND WE DISCLAIM IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. WE DO NOT PROMISE THE SITE WILL BE UNINTERRUPTED OR ERROR FREE. THIS SECTION DOES NOT LIMIT ANY PROMISE WE MAKE IN WRITING IN THESE TERMS OR IN A WRITTEN AGREEMENT WITH YOU. SOME JURISDICTIONS DO NOT ALLOW THESE DISCLAIMERS, SO THEY MAY NOT APPLY TO YOU.

20. Limitation of liability

NOTHING IN THESE TERMS LIMITS ANY RIGHT YOU HAVE UNDER APPLICABLE CONSUMER PROTECTION LAWS.

TO THE EXTENT THE LAW ALLOWS, NEITHER WE NOR OUR LICENSORS OR SERVICE PROVIDERS ARE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY OR PUNITIVE DAMAGES, OR FOR LOST PROFITS, REVENUE OR DATA, ARISING FROM THE SITE OR THE SERVICES. OUR TOTAL LIABILITY FOR ALL CLAIMS IS LIMITED TO THE GREATER OF THE AMOUNT YOU PAID US IN THE 12 MONTHS BEFORE THE CLAIM AROSE OR US$100. THIS SECTION DOES NOT LIMIT LIABILITY THAT THE LAW DOES NOT ALLOW TO BE LIMITED, INCLUDING FOR FRAUD, GROSS NEGLIGENCE, WILLFUL MISCONDUCT, OR DEATH OR PERSONAL INJURY CAUSED BY NEGLIGENCE, AND IT DOES NOT LIMIT OUR DUTY TO GIVE ANY REFUND THESE TERMS OR THE LAW REQUIRE. SOME JURISDICTIONS DO NOT ALLOW THESE LIMITS, SO THEY MAY NOT APPLY TO YOU.

21. Indemnification

If you use the Site or the Services for a business, that business will defend and indemnify us against third party claims caused by its breach of these Terms, its content, or its violation of law or of someone else's rights. If you are an individual using the Site for personal purposes, you are responsible only as the law provides.

22. Governing law

These Terms are governed by the laws of the State of Indiana, without regard to conflict of laws rules, and the Federal Arbitration Act governs section 23. This does not take away any protection the law of the state where you live gives you and that cannot be waived by contract.

23. Dispute resolution

PLEASE READ THIS SECTION CAREFULLY. IT REQUIRES INDIVIDUAL ARBITRATION AND WAIVES CLASS ACTIONS AND JURY TRIALS, UNLESS YOU OPT OUT.

(a) Talk to us first. Before starting arbitration or a small claims case, the party with a claim sends a written notice to the other with its name, contact details, a description of the claim and the relief wanted. Send yours to [email protected], with a copy to iAlphas.com, [email protected]. Both sides then try in good faith to resolve it for 30 days. Deadlines to bring a claim are paused during those 30 days.

(b) Binding individual arbitration. If we do not resolve it, any dispute, claim or controversy between you and us arising out of or relating to the Site, the Services or these Terms (a "Dispute") will be resolved by binding individual arbitration administered by the American Arbitration Association ("AAA") under the AAA Commercial Arbitration Rules, except that the AAA Consumer Arbitration Rules apply to any individual who uses the Site for personal, family or household purposes in effect when the Dispute is filed (www.adr.org). A single neutral arbitrator decides the Dispute, including any question about the scope or enforceability of this section, except as subsection (g) and (h) state. The arbitrator may award the same individual relief a court could award, and must follow the law and these Terms. The award is final and may be entered in any court with jurisdiction.

(c) Fees and location. If you are an individual, your filing fee will not be more than the fee to file in the court that would otherwise hear the claim, and we pay the remaining AAA and arbitrator fees as the Consumer Rules provide. The arbitration may be held by video, by phone or on documents. Any in person hearing takes place in the county where you live or in Indiana, at your choice.

(d) Small claims. Either party may bring an individual claim in small claims court instead, if it qualifies and stays there.

(e) Intellectual property and urgent relief. Either party may go to court to stop infringement or misuse of its intellectual property, or to seek a temporary order to prevent irreparable harm while an arbitration is pending.

(f) Class and representative waiver. YOU AND WE EACH MAY BRING CLAIMS ONLY IN AN INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY CLASS, COLLECTIVE, CONSOLIDATED OR REPRESENTATIVE PROCEEDING. The arbitrator may not consolidate claims of different people or award relief to anyone other than the individual party. YOU AND WE EACH WAIVE ANY RIGHT TO A JURY TRIAL.

(g) Mass arbitration. If 25 or more similar Disputes are filed against us or by us by or with the help of the same or coordinated counsel or organizations ("Mass Filing"), then: (1) the AAA Mass Arbitration Supplementary Rules apply; (2) the parties will select up to 10 cases to proceed first as bellwether cases, with the remaining cases held and not counted as filed for fee purposes until the bellwethers are decided; (3) after the bellwethers, the parties will mediate the remaining cases in good faith for 60 days; (4) if not resolved, the remaining cases proceed in batches of up to 50, with one arbitrator per batch where the rules allow; and (5) limitation periods for held cases are paused from the date of the notice in subsection (a). A court, not an arbitrator, decides disputes about whether this subsection applies. Nothing here prevents an individual from proceeding in small claims court.

(h) Right to opt out. You may opt out of this arbitration agreement by sending a written notice to [email protected] within 30 days after you first accept these Terms, with your name, the email address you used with us, and a clear statement that you opt out of arbitration. Opting out does not affect any other part of these Terms. If you opt out, or if this section does not apply, Disputes will be decided only in the state or federal courts located in Indiana, and you and we consent to those courts, except that you may also sue in the courts where you live if the law gives you that right.

(i) Changes. If we change this section after you accept it, the change does not apply to a Dispute we already had notice of, and you may reject the change by notice to [email protected] within 30 days.

(j) Severability. If the class and representative waiver in subsection (f) is found unenforceable for a claim, that claim (and only that claim) must be decided by a court, after the individual arbitration of all other claims is complete. If a claim for public injunctive relief may not be waived under applicable law, it will be decided by a court after the individual claims are arbitrated.

24. California residents

(a) Consumer complaints. If you are a California resident and a complaint with us is not resolved, you may contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs in writing at 1625 North Market Blvd., Suite N 112, Sacramento, California 95834, or by phone at (800) 952-5210.

(b) Privacy rights. California residents have the privacy rights described in the "California residents" section of our Privacy Policy, including the rights to know, delete and correct, to opt out of the sale or sharing of personal information, to limit use of sensitive personal information, and the Shine the Light disclosure. We do not sell or share personal information as those terms are defined by California law.

(c) Automatic renewal. If you are a California resident on a renewing plan, you may cancel online as these Terms and your agreement describe.

25. Electronic communications, transactions and signatures

You agree that we may give you agreements, notices, disclosures and other communications electronically, by email or on the Site, and that they satisfy any requirement that they be in writing. You agree to use electronic signatures and records for agreements with us. Before we ask you to sign an agreement electronically, we tell you how to get a paper copy (by request to [email protected], free of charge), how to withdraw your consent to electronic records, and what you need to open and keep them (a device with internet access, an email account and a PDF reader). You may withdraw consent at any time by email; withdrawing does not affect anything already signed.

26. Term, suspension and termination

These Terms apply while you use the Site. We may suspend or end your access if you break these Terms or the law, after notice where reasonable. If we end a paid Service without cause, we refund any fees you prepaid for the unused period. Sections that by their nature should survive (including 15 to 25) survive.

27. Changes to these Terms

We may update these Terms. We post the new version with a new Last updated date. If a change is material, we tell you by email or on the Site at least 30 days before it takes effect for you. Changes do not apply to charges already made, to rewards or remedies already earned, or (as section 23(i) says) to existing Disputes.

28. Miscellaneous

These Terms, our Privacy Policy and any written agreement with you are the entire agreement on their subject. If a provision is unenforceable, the rest stays in effect. Our failure to enforce a provision is not a waiver. You may not assign these Terms without our consent; we may assign them to a successor to the business on notice to you. We are not liable for delay caused by events beyond our reasonable control. Nothing in these Terms creates a partnership, joint venture, employment or agency relationship. The United Nations Convention on Contracts for the International Sale of Goods does not apply.

29. Contact

iAlphas.com, [email protected]. Email: [email protected]. Privacy requests: ialphas.com/privacy/request/.